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Rates and Fees

Why Choose Georgia monitor.org?

  • Only legitimate lending companies

    Applying online is safe and secure. Your information is 100% confidential. We partner only with verified legal direct lenders.

  • Convenient online application

    We offer you to complete your loan request completely online in a few minutes with no store visits, no waiting in lines, no doing tons of paperwork.

  • Guaranteed instant approval decision

    As soon a your loan request is processed, you are sure to get approval from direct lender provided you meet the basic eligibility criteria.

  • Quick same day financing

    Once you have been approved and you have signed the loan agreement, the money is deposited into your bank account on the same business day.

How to Get a Loan with Georgia monitor.org

  • Fill out the application form online
    Step 1
  • Get approved for the necessary loan amount
    Step 2
  • Agree on the loan rates and terms
    Step 3
  • Get the financing into your bank account
    Step 4
  • Repay the money within the set term
    Step 5

georgiamonitor.org is not a lender or a loan broker. We do not make loan decisions. We are a loan connect system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

If after registering on the georgiamonitor.org website, you are connected with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically “signed” for the loan.

Your repayment will be automatically deducted from your bank account on the pre-scheduled due date. If you do not repay the loan in full, including all fees and interest charges, there are consequences of which you should be aware before agreeing to the loan. If repayment will be a problem, do not accept the loan.

All questions regarding repayment and its consequences should be directed to your lender. We work with numerous lenders that each have their own sets of rules for their loans.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.

Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Contact your lender with any questions or problems with your loan.

georgiamonitor.org does not charge consumers for its loan connecting services, so registering online is free!

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